Many years ago, when I first moved to Denver, I had Progressive auto insurance. I don't remember what they were charging me, but when I called up Amica, I got a quote that was something like half as much as Progressive's, and I switched over. I've had excellent service from Amica for about 8 or 9 years now.
Ed got his driver's license a couple of weeks ago, and when I went to add him to my Amica policy, it would have added $400 to the year, and my total insurance costs (for full coverage with fairly high deductibles) were going to be about $1200. In the meantime, I had pulled up a quote from Progressive that was much less - about $700 for the year for the same coverage.
So I switched to Progressive again.
All this is to say that it might be worth checking your insurance coverage every few years to see if you get a much lower rate with another company (and to ensure that you're getting only/exactly the coverage you want).
I recently "switched to Geico" and am paying half the amount as for my previous coverage.
ReplyDeleteIt's surprising that there can be such a big difference, don't you think? Like, what does one company know that the other does not?
ReplyDeleteI would guess that what all the companies know is that current customers are pretty damn unlikely to switch, so they offer coverage at a lower rate to new customers than to their current customers. I probably would not have bothered myself except I finally decided to get insurance in my new state of residence.
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